the information we collect about you when you visit our website or otherwise interact with us; 

how we use, share, store, and secure the information; and

how you may access and control the information.

We collect the following types of information about you:

Email and other information that you provide when you register for our email list or sign up for our products or services, for example your name, email or similar identifier, other personal description, physical address (billing or delivery or both), email address, telephone numbers(s) (collectively, “Account Data”);

information you provide through support channels, for example when you reporta problem to us or interact with our support team, including any contactinformation, documentation, or screenshots (collectively, “Support Data”);

communication, marketing, and other preferences that you set when you set up your account or profile, or when you participate in a survey or a questionnaire that we send you (collectively, “Preference Data”);

information about your device or connection, for example your internet protocol (IP) address, log-in data, browser type and version, time-zone setting, browser plug-in types and versions, operating system and platform, and other technology on the devices you use to access our products or services and information we collect through cookies and other data collection technologies (please read our Cookie Policy for details)  (collectively. "Technical Data"), and  

Information about your use of or visit to our Site, for example your click stream to,through, and from our Site, pages you viewed, used, or searched for, page response times, download errors, length of visits to certain pages, page interaction information (such as scrolling, clicks, and mouse-overs), or methods to browse away from the page (collectively, “Usage Data”).

We only use your personal information where the law allows us to. We use your personal information only where:

we need to perform the contract we have entered into (or are about to enter into)with you, including to operate our products or services, to provide customer support and personalised features, and to protect the safety and security of our Site;

it satisfies a legitimate interest which is not overridden by your fundamental rights or data protection interests, for example for research and development, and in order to protect our legal rights and interests

you've given us consent to do so for a specific purpose, for example we maysend you direct marketing materials or publish your information as part of ourtestimonials or customer stories to promote our products or services with your permission; or

we need to comply with a legal or regulatory obligation.

If you have given us consent to use your personal information for a specific purpose,you have the right to withdraw your consent any time by contacting us (please refer to paragraph 9 for contact information), but please note this will not affect any use of your information that has already taken place.

We do not share your personal information with any company outside our group for marketing purpose, unless with your express specific consent to do so.

For visitors to or users of our Site who are located in the European Union, we have set out our legal bases for processing your information in the Legal Bases Table at the end of this policy.

We share information with third parties that help us operate, provide, support, improve,and market our products and services, for example third-party service providers who provide website and application development, data storage and backup, infrastructure,billing, payment processing, customer support, business analytics, and other services. 

Third-party service providers have access to your personal information only for the purpose of performing their services and in compliance with applicable laws and regulations. We require these third-party service providers to maintain confidentiality and security of all personal information that they process on our behalf and to implement and maintain reasonable security measures to protect the confidentiality,integrity, and availability of your personal information.

We take reasonable steps to confirm that all third-party service providers that we engage process personal information in the manner that provides at least the same level of protection as is provided under this policy. Where any third-party provider is unable to satisfy our requirements, we will require them to notify us immediately and we will take reasonable steps to prevent or stop non-compliant processing.

We may share personal information on aggregated or de-identified basis with third parties for research and analysis, profiling, and similar purposes to help us improve our products and services.

If you use any third-party software in connection with our products or services, for example any third-party software that our Site integrates with, you might give the third-party software provider access to your account and information. Policies and procedures of third-party software providers are not controlled by us, and this policy does not cover how your information is collected or used by third-party software providers. We encourage you to review the privacy policies of third-party software providers before you use the third-party software.

Our Site may contain links to third-party websites over which we have no control. If you follow a link to any of these websites or submit information to them, your information will be governed by their policies. We encourage you to review the privacy policies of third-party websites before you submit information to them.

We may share your information with government and law enforcement officials to comply with applicable laws or regulations, for example when we respond to claims,legal processes, law enforcement, or national security requests.

If we are acquired by a third party as a result of a merger, acquisition, or business transfer, your personal information may be disclosed and/or transferred to a third party in connection with such transaction. We will notify you if such transaction takes place and inform you of any choices you may have regarding your information. 

We use data hosting service providers such as but not limited to Sendgrid, Freshdeskand Tresoritto host the information we collect. 

We have adopted the following measures to protect the security and integrity of your personal information:

information is encrypted using TLS/SSL technology;

access to your personal information is restricted to personnel or service providers on a strictly need-to-know basis, who will only process your information on our instructions and who are subject to a duty of confidentiality; and

our information collection, storage, and processing practices are reviewed regularly.

We have put in place procedures to deal with any suspected privacy breach and will notify you and any applicable regulator of a breach where we are legally required to do so.

While we implement safeguards designed to protect your information, please note that no transmission of information on the Internet is completely secure. We cannot guarantee that your information, during transmission through the Internet or while stored on our systems or processed by us, is absolutely safe and secure.

We only retain personal information for so long as it is reasonably necessary to fulfil the purposes we collected it for, including for the purposes of satisfying any legal,accounting, or reporting requirements.After such time, we will delete or anonymise your information, or if this is not possible, we will securely store your information and isolate it from further use. We periodically review the basis and appropriateness of our data retention policy.

We collect information globally and primarily store information on servers, in the EU(Germany, Ireland, Poland), Switzerland, Singapore, USA. We transfer, process, and store your information outside your country of residence where we or our service providers operate for the purpose of providing our products and services to you.

Some of the countries in which our companies or service providers are located may not have the privacy and data protection laws that are equivalent to those in your country of residence. When we share information with these companies or service providers, we make use of contractual clauses, corporate rules, and other appropriate mechanisms to safeguard the transfer of information. 

You have the right to: 

be informed of what we do with your personal information;

request a copy of personal information we hold about you;

require us to correct any inaccuracy or error in any personal information we hold about you;

request erasure of your personal information (note, however, that we may not always be able to comply with your request of erasure for record keeping purposes, to complete transactions, or to comply with our legal obligations);

object to or restrict the processing by us of your personal information (includingfor marketing purposes);

request to receive some of your personal information in a structured, commonly used, and machine readable format, and request that we transfer such information to another party; and

withdraw your consent at any time where we are relying on consent to process your personal information (although this will not affect the lawfulness of any processing carried out before you withdraw your consent).

Our Site enables you to update certain information about yourself, for example if you have created an account you may change your personal information by updating your user profile or changing your user settings.

You may opt out of receiving marketing materials from us by sending us an email atsupport@lohkowallet.com. Please note, however, that even if you opt out from receiving marketing materials from us, you will continue to receive notifications or information from us that are necessary for the use of our products or services.

As a security measure, we may need specific information from you to help us confirm your identity when processing your privacy requests or when you exercise your rights.

Any request under paragraph 6.1 will normally be addressed free of charge. However,we may charge a reasonable administration fee if your request is clearly unfounded,repetitive, or excessive.

We will respond to all legitimate requests within one (1) month. Occasionally, it may take us longer than a month if your request is particularly complex or if you have made a number of requests 

We may amend this policy from time to time by posting the updated policy on our Site.By continuing to use our Site after the changes come into effect, you agree to be bound by the revised policy.

Our products and services are not directed to individuals under 16. We do not knowingly collect personal information from individuals under 16. If we become aware that an individual under 16 has provided us with personal information, we will take steps to delete such information. Contact us if you believe that we have mistakenly or unintentionally collected information from an individual under 16.

Please contact us at support@lohkowallet.com

Please contact us in the first instance if you have any questions or concerns. If you have unresolved concerns, you have the right to file a complaint with a data protection authority in the country where you live or work or where you feel your rights have been infringed.

Strictly necessary cookies – these are cookies that are required for the operation of our site. They include, for example, cookies that enable you to log into secure areas of our website.

Analytical/performance cookies – these allow us to recognise and count the number of visitors and to see how visitors move around our Site when they are using it. This helps us to improve the way our site works, for example, by ensuring that users are easily finding what they are looking for.

Functionality cookies – these are used to recognise you when you return to our site. 

Targeting cookies – these cookies record your visit to our site, the pages you have visited, and the links you have followed.